As your Farmers Agent, I am here to help you get smarter about your insurance. Our agency believes that the more you know, the better you can plan for what's ahead.
Homeowner's insurance is designed to protect your home against damages to the house itself, or to your possessions as well.
Homeowner's insurance also provides liability coverage against accidents in your home or on the property. It would cover you when you are legally liable for someone else's bodily injury or property damage resulting from an accident, negligent acts by you or your household members. This protection is for on or off your premises.
As an agency, we hear many different types of questions about Homeowner's Insurance. One of the most common questions is if you are covered if your dog bites someone. Dog bites are included with your basic liability coverage. However keep in mind that dogs that have a history of bites are considered "vicious" and may be excluded from coverage.
What is an umbrella policy? Umbrella insurance adds additional liability coverage in addition to what you already have with your home and auto policy. It provides an extra layer of protection. Typically you have to have certain liability limits on your auto and home policy to qualify.
Do I need flood insurance? Basic homeowners policies do not cover damage by floods. You can purchase flood insurance whether you live in a flood zone or not. If it rains, it can flood. You can give us a call and we can give you a quote for a flood policy.
With our agency, we can answer any questions that you have about Homeowner's Insurance. We would be happy to give you a quote or to review your current policy and make suggestions as needed.
Our agency is located at 3632 W Pinnacle Peak Rd Ste 105, Glendale AZ 85310. We provide Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, Flood Insurance and Business Insurance all across the valley including Anthem, Glendale, Phoenix, Sun City, Sun City West, and Peoria.
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